Arid landforms are as a result of many combined factors, one reacting upon the other. Insufficient rainfall,...
Month: January 2023
Social animals are those in which individuals of the same species live together cooperatively in organized communities...
Man’s universal demand for food, clothing, shelter and other comforts of life has prompted the creation of...
Behaviour is everything an organisms does in response to changes in its environment. It is basically adaptive,...
About a fifth of the world’s land is made up of deserts, some rocky, others stony and...
Adaptive colouration is the possession by an organisms, of a colour which enable it to catch its...
Concealment: This is the willful act of holding back information that may be pertinent to the issuance...
MEANING OF REINSURANCE This refers to an arrangement whereby an insurer, having accepted risk beyond his financial...
Structural adaptations are special modification of structures which help organisms to survive better in their various environment....
Adaptation is defined as the possession of special features or structure which improves the changes of an...
Nature, properties and uses Iron is the commonest, cheapest and most versatile of all metals. It is,...
Of the power sources, electricity is the cheapest. It is not exhaustible like coal or petroleum but...
Life assurance deals with insurance of human life either in death, retirement, disability, etc. It has to...
BUSINESS INTERRUPTION INSURANCE This type of insurance is designed to indemnify an organisation for the loss of...
AVIATION INSURANCE This is connected with various types of aircraft: airplane, gliders, helicopters, jet, etc. Aviation insurance...
Petroleum is mineral oil, organic in origin, and occurs in the pore spaces of sedimentary rocks. It...
Structure of the blood The blood is a tissue in a fluid form. An adult man has...
CREDIT INSURANCE Credit is a system of buying and selling without immediate payment being made. It is...
Coal, comprising mainly carbon of vegetative origin, is one of the oldest forms of power. It provided...
Minerals are natural, chemical substances which make up the rocks of the earth’s crust. They have certain...
Care of the eyes Use good light when reading or doing any fine work such as sewing....
The different parts of the human body are very important for healthy life. These parts require good...
MONEY INSURANCE The term ‘money’ here means cash, bank and currency notes, cheques, postal and money orders,...
FIRE INSURANCE Fire insurance is an essential class of insurance to aid the growth of stability of...
NATURE OF MOTOR INSURANCE In the early days, there was nothing like vehicle but people still moved...
The contract of insurance is the kind of contract whereby the insurer promises the insured to provide...
The various types of documents used in insurance business are: The Proposal form. The cover notes. The...
This is another corollary of the principle of indemnity. It ensures the payment of exact financial compensation...
The principle of indemnity regulates the financial compensation to be made to the insured by the insurer...
Insurance industry in Nigeria cannot exist in isolation. It has to exist within the framework of the...
