The market is a place of business interaction between producers, sellers and consumers for the exchange of...
Year: 2022
The continuous existence of an insurance policy is subject to renewal, depending upon the duration of the...
There is need to state what are covered under a contract of insurance so that in the...
The general rule guiding most commercial contracts is the principle of caveat emptor (let the buyer beware)...
Insurable interest exists when an insured person derives a financial benefit or other kinds of benefit from...
INTRODUCTION Risk cannot be eliminated completely. Rather it can only be minimized through provision of financial compensation...
MEANING OF INSURABLE RISK Insurable risks are those risks accepted for an amount by an insurance company...
DEFINITION OF RISK There is no universally accepted definition of risk. It could be defined from any...
The origin of modern insurance dates back to the practice of merchants in Italy as early as...
ELEMENTS OF AN INSURANCE CONTRACT A contract of insurance requires the presence of the following: Offer. Acceptance....
Insurance can be seen as a wiseman arrangement of transferring a future loss to someone else by...
Individuals and business enterprises are exposed to risks on daily basis as they carry out their daily...
Hazard can be defined as any occurrence that can either cause or increase the likelihood of a...
MEANING OF UNDERWRITING This is the process by which insurers assess the proposed risk presented for insurance...
INTRODUCTION The principle of subrogation plays an important role in the operation of insurance contract. It has...
The family as a group or individual members often receives and entertains visitors or guests in the...
Family needs are many. The resources for meeting these needs are however limited. It is necessary to...
In the history of mankind perhaps the most disastrous eruptions were those of Mt. Vesuvius, Mt. Krakatoa...
A) Plastic Plastics are manufactured through the combination of several different compounds obtained chiefly from cellulose, coal...
A) Methods of Making Clay In order to process ceramics, mud, or clay is obtained and cleared...
Many metals do not naturally exist in a free state in the ground. They occur in association...
A defect is anything present in wood, which results in the lowering of its quality or value....
Wood is obtained from trees. When it has not been processed for use, it is typically referred...
Because the sapwood of trees contain water, food, salts, air and warmth, wood is often attacked by...
In tropical seas many kinds of coral animals and marine organisms such as coral polyps, calcareous algae,...
Lakes are amongst the most varied features of the earth’s surface. They occupy the hollows of the...
An island is a piece of land surrounded on all sides by water. It may occur individually...
A careful examination of the lakes of the world will reveal their immense human significance. In countries...
Electronics is concerned with the theory design, and application of devices to control streams of electrons moving...
Metal Finishing Metal finishing refers to any of the techniques used to create a decorative or protective...
The word technology refers to ways of making or doing things. It includes all the methods through...
Introduction Metalwork is the process of working with metals to create individual parts, assemblies or large-scale structures....
Regular use of deodorants is important. Young people however require very little make-up because they still have...
Introduction In many industries, there are three main methods for power transmission from one point to another....
The human body is like a machine. It therefore needs fuel to do its work. It also...
Introduction A gear is a toothed machine part, such as a wheel or cylinder, that meshes with...
Introduction When working or playing in any environment, accidents or injuries usually occur, hence, the need for...
Introduction Diseases distrupt the normal functioning of the body. They are manifested by a characteristic set of...
All machines are tools that help people to make things or make work easy. A woodwork machine...
A belt drive system is a method of transferring rotary motion between two shafts. A belt drive...
People are often involved in dangerous or harmful situations. They therefore, need to be saved or rescued...
Introduction Thermal energy simply means heat energy. The sun is the largest source of thermal energy to...
The question about what things are made of started as far back as the 5th century B.C....
Meaning of Soldering and Brazing Soldering is a method of joining two metals surfaces by melting an...
A metal is a product from iron ore. Iron ore is the raw form of iron dug...
At about twelve to fourteen years of age you begin to experience certain changes in your body....
Exercises are very important for body fitness. There are many types of exercises. Some can be focused...
Clothes are garments, dresses or articles worn on the body. Clothing is very important for health. It...
(John 14:15-28: Acts 1:3-5) After the resurrection of Jesus Christ from the dead, he made several appearances...
Christianity and Islam have a common origin. Both religions trace their origins to the same ancestor: Abraham....
